Keep in mind that God doesn’t prohibit borrowing. He does however put some constraints on it. The Bible tells us that borrowing is the LEAST thing that God has promised. If you are always willing to settle for the least, God will continue to let you borrow.
The Bible also stresses that borrowing is a complete commitment or a vow — you cannot get out of it! Bankruptcy will not remove your liability as a Christian. When you give your word, you must follow through on repaying what you owe.
via My MoneyLife.